With annuity rates so low at the moment, it comes as a surprise that Standard Life still managed to squeeze an 18.6% profit margin on annuities in 2011, as reported in The Telegraph. With annuities paying pensioners typically around 5% of their pension fund per annum, it is little surprise that the Financial Services Authority [...]

Corporate Bond – Phase 2 SIPP Approved: Short term investment with 8.32% per annum – choice of 3 or 4 year term High Yielding and Asset Backed Corporate Bond A limited opportunity to participate in a global growth industry, receive a minimum investment income of 8.32% per annum and with bricks and mortar asset backing [...]

InvestUS Property Cash Investment – 15% net return in just 12 months The Exit Strategy was formed in late 2010 and is a creative solution in bridging the class divide between rich and poor. It enables ordinary families (currently in the US only), cut off from high street lending, an opportunity to get back in [...]

Manchester Airport T2 Hotel Bond SIPP Approved – Hotel Bond investment average annual return of 9.4% The Investment This is an opportunity for those looking to invest in a hotel situated within a Grade II listed Georgian mansion. Well within walking distance of Manchester Airport and just 9 miles from Manchester City Centre, the Hotel [...]

Investing in hotel rooms has been around for the past couple of years, but do people really appreciate all of the benefits of this type of investment? In short my answer would be no.  These investments, if chosen correctly, can offer fantastic returns and security.  Offering returns between 6-15% per annum, Hotel Rooms are rapidly [...]

The OFT is to launch an investigation into whether company pension schemes are able to deliver value to pension savers in the UK. Hidden fund charges has been on the public radar for some time now and so far little has been done by any of the industry bodies or indeed by any of the [...]

According to news reports, Labour Shadow Chancellor Ed Balls is planning on unveiling Labour’s plans for a pension tax raid. Reports in The Telegraph suggest that those earning in excess of £150,000 only stand to receive basic rate tax relief on their retirement savings. Under these proposals, tax relief would only be applied to 20% [...]

James Hall of The Telegraph discusses the new rules that have seen the pensions of British men reduce by circa £600 p.a. for those with a typical £100,000 pension pot. This means that over the course of 17 years of retirement, the average British man stands to lose circa £10,000! This new ruling follows a [...]

Philip Johnston of The Telegraph argues that despite pensioners pushing their money into RPI linked pension investments, the forthcoming report will recommend that RPI is pushed down by 1%. Johnston states that George Osborne must enure that this does not happen because “If the goal posts can simply be moved around the pitch at the [...]

Pension Tax cuts will not just affect the rich In the past few years we have all lost personal allowances and the top earners in the country have been hit hard, paying 50% and 45% income tax rates. Then there is national insurance which has been rocketing over recent years. Initially presented as a tax [...]